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SECURED (Titled New/Used Vehicle Loans)  Cars  Trucks Vans  Boats Motorcycles  Motor Homes Travel Trailers  Fifth Wheels, etc.    As Low As*  24 Months  4.50% APR  36 Months  4.75% APR  48 Months 5.00% APR  60 Months  5.25% APR  72 Months ($20,000.00+) 5.75% APR  73  to 120 Months Boats, RV´s (Motor Homes, Travel Trailers, Fifth Wheels)  7.00% APR APR - Annual Percentage Rate

OTHER SECURED (Titled/Non-Titled)  Jet Ski's Snowmobiles Home Improvement Off Road Motorcycles, etc.   As Low As * Up to 24 Months 9.90%  APR 25 to 48 Months 10.90%  APR APR - Annual Percentage Rate

UNSECURED (Closed-End)  Vacation Christmas Medical Bill Consolidation, etc. As Low As * Up to 24 Months 12.25%  APR 25 to 48 Months 13.00%  APR Line of Credit - Overdraft (Open-End) 12.00%  APR   APR - Annual Percentage Rate

SHARE SECURED  As Low As * 6.50%  APR APR - Annual Percentage Rate

 

HOME EQUITY LOANS Anti - Redlining Disclosure As Low As * Home Equity Line of Credit 7.00%  APR $5,000 Minimum 60 Month Draw Period New Home Equity Line of Credit 5.00%  APR $5,000.00 Minimum up to 120 Months Term Home Equity 7.00%  APR $3,000.00 Minimum up to 120 Months  APR - Annual Percentage Rate

 
* MANAGED RISK LENDING

In the effort to help as many members as possible obtain credit, we use a Managed Risk Lending Program with all lending services for those who qualify and are approved for a loan.  Your individual loan rate will be determined by your credit history.  It is our goal to make these rates (regardless of your past credit problems) the best rates offered by any lender.

 

Rates are as of November 1, 2008 and are subject to change.