HOME EQUITY A Home Equity Line of Credit or Fixed Term Loan is a great way to pay for home improvements, as well as other large purchases.  Other lending institutions only loan on 80% of the value of your home.  CACU will loan on 100% of the value of your home - which means you will have more money to work with! View our anti-redlining notice

AUTO LOANS Thinking about buying a new or used car? Then starting at CACU is the right choice. Our rates are organized according to the type of loan and your history to insure that you are always getting the best rate possible.* In many cases car loans do not require down payments!

BOAT & RV LOANS CACU will be happy to loan you the funds for a boat or RV at some of the best rates around.*  You can even get pre-approved before you shop so you can negotiate a price with confidence, knowing your financing is already arranged.

WRITE YOURSELF A LOAN!  That´s right, write yourself a loan - with CACU´s revolving line of credit! It is a loan that is secured by your signature.  Once you receive approval, you can access it at any time for any amount (up to your credit limit).  You can pick up your loan, have a check mailed to you, have the funds transferred to your checking account, or you can use special checks issued by the credit union.  With revolving line of credit, you can´t go wrong.

*MANAGED RISK LENDING: In the effort to help as many members as possible obtain credit, we use a Managed Risk Lending Program with all lending services for those who qualify and are approved for a loan.  Your individual loan rate will be determined by your credit history.  It is our goal to make these rates (regardless of your past credit problems) the best rates offered by any lender.

**Please note... If you do not wish to experience DOUBLE PAYMENTS ON LOANS SET ON AUTO-PAY, please refrain from making manual payments and let the system make your payments electronically from your checking or savings accounts on the pre-determined date that you agreed upon when closing the loan.  If the funds are not available at that time, our system will attempt to make the transfer for 7 more days until the funds are available in your account and the payment can be made.  If auto-pay is unsuccessful after this period, it may then become necessary to make a manual payment.